Friday, March 19, 2010

IN DEFENSE OF THE PENSIONS. OPPOSITE TO THE DESPAIR, THERE IS ALTERNATIVE


With the reform the Government wants:
 To put the hand in the pockets of the pensioners to the value of 80.000 million euros (4 points of the GDP in 2030).
 To favor plans deprived of pensions that they benefit to the Banks.
In Izquierda Unida we are going to fight so that:
 The retirement age does not increase over 65 years.
 The calculation period does not increase to calculate the pension beyond 15 years.
 The pensions revalue at least the same that the prices (IPC) increase and even more for the lowest pensions. We are going to do it mobilizing us in the street to show to the Government the rejection to these measurements and proposing in the Parliament a Law to guarantee the rights of all the pensioners and to stop the "pensionazo".
THE REFORM OF THE GOVERNMENT IS AN INJUSTICE AND, ALSO, UNNECESSARY.
IT IS AN INJUSTICE BECAUSE...
It cuts away the pensions to the value of 80.000 millions as the information of the Government gathered in the Plan of Austerity that has sent Brussels.
When it is applied completely, there will be 12 million pensioners (3,5 millions more that now) and 80.000 million euros less for pensions, that is to say 6.600 euros per year less for pensioner.
The Government does not tell the truth when he affirms that his target is that “the good present situation continues in the future”.
Neither it is truthful on the affected ones by his reform. It harms ALL and ALL, from whom they have today 61 years up to the youth that begins to work.
He affirms that he looks for a major mail between quotations and pension but the reality is that “with the same quotation you will have less pension”. According to the information of this Plan, for every year that increases the calculation for the calculation of the pension, the expense reduces 0,2 % of the GDP. If the calculation period was happening from 15 to 25 years, the perceived would stand out for pensions in approximately 40.000 million euros. All the more years are used for the calculation, lower is the pension because the wages and the most ancient quotations are also lower.
AND, IN ADDITION TO BEING AN INJUSTICE, IT IS NOT NECESSARY, BECAUSE...
The Public System of Pensions is strong and it is consolidated. The year 2009, in full crisis, has had a surplus for 8.500 million euros. The Fund of Guarantee will increase up to 62.000 million euros.
The alarmist arguments of the Government are deceitful and they lack rigor:
 The principal one is the increase of the life expectancy. It is incorrect. The increase of the life expectancy is due to the fact that it has lowered the infant mortality and has improved the health of the population (in any case, this only would mean that there is more contributing). That has increased the life expectancy 4 years does not mean that all the persons live 4 more years.
 He says that the increase of the expense in pensions will be excessive in the future. Neither it is true.
It can turn that in 2030 the number available for factors that are not pensions will be almost 750.000 million euros more than in 2010, and in 2.060 more of the double
 The Government does demographic forecasts without rigor: there cannot be done serious calculations that go beyond 10 years. Also, the decisive thing in a system of pensions of share-out, since it is the Spanish case, there is not the number of young people and adults who exist for every pensioner, but the number of contributing and the amount of the quotation for each of them. Well, the number of contributing and the quoted quantities have increased and they will keep on doing it in the future. According to official information, from 2010 to 2030 there will be an increase of 2,5 millions of contributing and the quotations will increase for the increase of the real wages.
 In Spain, for example, an executive of Bank lives of average 10 years more than the person that it cleans in his Bank. With the proposed reform, this one would have to work two more years so that the executive receives ten years his pension. This is opposite to the social justice and to the common sense.
AND ALL THIS: WHY?
For two principal reasons:
 The Government has decided to favor the Banks facilitating the private pensions. The real beneficiaries of it are the Banks and the agents. Our savings bring enormous benefits. We work for them.
That's why reports publish the banks and the boxes periodically announcing the collapse of the pensions within a period of ten years. The Caixa (in 1998), the BBVA (in 2005 and in 2007), the Bank Santander (in 1992 and in 1999), the Spanish Bank (in 1995, in 1999, in 2002 and in 2009). The target: to create alarm on the future of the public pensions.
 It orders a sign to the big capital investors at the cost of our pensions. “Do not worry, we are ready to do what it is necessary to have, although it goes against many of our voters, to assure high benefits to you. Keep on investing in Spain”.
THEN: IS NOT IT NECESSARY TO CHANGE ANYTHING?
Certainly, it is necessary neither to cut away the pensions (in Italy they represent 14 % of the GDP), to raise the retirement age (France has it at the age of 60), to extend the number of years to calculate the pension.
Izquierda Unida is partial of reinforcing and of consolidating the Public System of Pensions.
WE PROPOSE:
To eliminate the maximum quotation ceilings and to bring the quotation over to the real wages. Do you know that the high wages do not quote for all his compensation? The maximum quotation is fixed for a salary for 3.198 euros for 12 months. Those who gain more, that is to say, more than 38.376 Euros brutto per year, already do not quote any more.
To fight the submerged economy. There can be estimated at least in 800.000 the number of workpeople who are not discharged in the Social security.
To facilitate the incorporation of the woman to the work.
To transform all the scholarships, included those of the Administration, into contracts of employment with high in the Social security.
To fight the fraud of law of some companies that they dismiss at the age of 11 months, or in weekend or work with false autonomous.
To limit the reductions in quotations for programs of creation of employment, when they have demonstrated his ineffectiveness.
Flexibilizar the retirement age of voluntary form in certain professional activities, encouraging in this case the pension.
To impel politics of stimulus of the employment, especially of the youth employment. The reform of the Government tries to make to work to the biggest, while the young people resigns himself to being fallen down in the triplet.
Ultimately, the Public System of Pensions can be partially financed by the taxes. From our point of view, with more justification to pay the expenses of the Royal house.

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